Privacy Information: We do not collect any personally identifying information about anyone who visits this site.  ICAAP uses a counter that collects enough information needed to count non consecutive visits but no personally identifying information.  We don't rent, sell or otherwise distribute any of the information about anyone who visits this site.  If any problems come up, let us know.

Disclaimer:   The information made available through this project is provided as a public service.  Information and links at this site are for educational purposes only, and are not intended to be advice or suggestions for any action or inaction.  Any actions taken or inaction by visitors to this site are totally the responsibility of the visitors.  Material, opinions, analyses and conclusions on linked sites do not necessarily reflect our opinions, nor do we assume any responsibility for the content provided at these linked sites.

There are no fees for use of this site. We also, generally, only link to sites that provide completely free information.

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